Buying guide

Is systeme.io legit? Company, terms, security and refunds

Last reviewed October 6, 2026

Quick answerYes: ITACWT Limited, an Irish company, runs it with public prices and terms. Subscriptions are not refundable, so test on the free plan first; Kajabi gives a 30-day money-back guarantee instead.

Is systeme.io legit? Who runs it

Yes, ITACWT Limited, a company incorporated under Irish law, sells systeme.io, and its terms, privacy policy and prices are all public. The privacy policy gives its address as 2 Cruise Park Rise, Tyrrelstown, Dublin 15, Ireland.

systeme.io trust checks, as read on October 6, 2026
CheckWhat the vendor's pages say
CompanyITACWT Limited, incorporated under Irish law; Irish law governs the terms
PricesPublished in US dollars: Free $0, Startup $17 a month, billed monthly
RefundsSubscription plans are not refundable; an accidental duplicate purchase is refunded
PaymentsStripe and PayPal on every plan; 0% transaction fee
SupportThe help center says 24 hours a day, 7 days a week
Over a limitWarning emails, then a restricted account or an automatic upgrade

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Refunds, cancellations and the terms

The terms say subscription plans are not refundable, and there is no trial of a paid plan. An accidental duplicate purchase is refunded on request to support.

A cancellation takes effect just before the next expiration date. A systeme.io pricing FAQ answer says a canceled account reverts to the free plan and archives contacts above the limit, while its help center and terms describe warning emails and then a restricted account or an automatic upgrade, so export your list and check your contact count before you cancel.

Kajabi Basic ($179 a month) and Kartra Essentials ($59 a month), both billed monthly, state a 30-day money-back guarantee.

Is systeme.io safe for your data and payments?

Payments run through Stripe or PayPal, which every plan connects, and systeme.io takes a 0% transaction fee. Card processing is the processor's own charge.

The privacy policy says the servers are hosted by Amazon Web Services in Ireland, that data is not transferred outside the European Union, and that systeme.io does not sell personal information. These are the vendor's statements, and the pages we read name no security certification or audit.

  • An assistant account can create, read, update and delete the owner's data, so invite only people you trust.
  • The free migration service, included with the Unlimited monthly plan or any annual plan, asks for the old account's credentials; the migration page also lists screenshots, export files or a read-only login where available.
  • The terms let systeme.io block an account in an extreme case of use that costs more than other customers, so unlimited carries a fair usage limit.

Support and what happens to an account over its limits

The help center says support is available 24 hours a day, 7 days a week, and the plan table lists 24/7 email support on every plan.

An account over its limits gets three warning emails, one a day. A free account is then restricted, so opt-ins and payments stop working, and a paid plan is upgraded automatically to the next tier. A restriction does not delete content, but content can be removed after 6 months without a login.

Free accounts are capped at $10,000 in lifetime sales, per the terms.

The free plan is the way to check it without paying: it needs no card and, per the pricing page, never expires. The systeme.io review covers what the plans include, and systeme.io pricing lists every paid plan.

Pick systeme.io if a no-refund subscription is acceptable once you have checked the systeme.io free plan. Pick Kajabi or Kartra if a 30-day money-back guarantee matters more.

Sources used for this page

The facts above come from the pages below, read on October 6, 2026. Prices and terms change, so confirm them on the vendor's site before you buy.

  1. systeme.io pricing page (rendered cards, Monthly and Annual billing) — Vendor pricing page · systeme.io · read October 6, 2026
  2. systeme.io terms and conditions — Vendor legal page · systeme.io · read October 6, 2026
  3. systeme.io privacy policy — Vendor legal page · systeme.io · read October 6, 2026
  4. systeme.io free migration service — Vendor product page · systeme.io · read October 6, 2026
  5. systeme.io help center: support opening hours — Vendor documentation · help.systeme.io · read October 6, 2026
  6. systeme.io help center: what happens when my account gets restricted — Vendor documentation · help.systeme.io · read October 6, 2026
  7. systeme.io help center: how subscription plans are moderated — Vendor documentation · help.systeme.io · read October 6, 2026
  8. systeme.io help center: how to cancel a subscription — Vendor documentation · help.systeme.io · read October 6, 2026
  9. systeme.io help center: invite an assistant account — Vendor documentation · help.systeme.io · read October 6, 2026
  10. Kajabi pricing page — Vendor pricing page · kajabi.com · read October 6, 2026
  11. Kartra plans and pricing — Vendor pricing page · kartra.com · read October 6, 2026